My Services to Home Buyers- Navarre Home Sales

Real Estate Agents may seem similar when it comes to working with buyers. However, if you look at this list of my services, you will see why I receive high marks and recommendations from my past buyer clients. I like to take buyer real estate services to the next level. It would be an honor to help you take this journey to home ownership. I do my best to educate you on the entire buying process so that there are no surprises.

Locating the Right Property for You

While you can come to my site’s search page every day and search for new listings that could be your dream home, there’s a far better and more efficient way to get the job done. Fill out the form here, give me a few details about the home you’re looking for, and I’ll create a customized search for you. I will send you email alerts of new listings that match your search criteria as well as changes to matching listings.

Securing the Best Financing

Getting pre-qualified helps you determine how much house you can afford. Pre-approval is getting lenders to consider you worthy of taking a mortgage. It is often required to provide a prequalification letter with any offer, so it is best to do this before viewing properties. If needed, I can provide a list of local lenders to help you get started. Once you choose a lender, I will work closely with them throughout the process.

Price Negotiations

When we find your home, I will guide you toward making the best deal. I use all available data on that property as well as properties that have sold recently, to help you make a solid offer. I evaluate and explain any counter-offers so that buyers can feel comfortable with what they agree to.

Inspections and Repairs

I can coordinate with your inspectors and review their findings with you. Determining what repairs are most necessary sometimes requires an objective voice.

Contract to Closing

I will be available to you, your lender, the title company, inspectors, and anyone else who will be involved in the sale. All deadlines, documents, and tasks involved in getting to a smooth closing will come through me. You will be provided with timely updates.

FAQ for Buyers

Why should I work with a buyer’s agent? Why shouldn’t I just call the listing agents of homes I am interested in directly?

Working with a buyer’s agent ensures you have someone working in your best interest. Although the listing agent can be the agent for the transaction, they work for the seller. Using a buyer’s agent costs the buyer nothing (paid through an agreement between the seller and listing agent). I work with the my buyers to come up with their home wants and needs. I search for and evaluate properties, and keep track of updates. I help them make the best deal and then guide them through the process to closing. Visit my buyer services page for a more detailed list.

Why is it important to get pre qualified before I even find a house to make an offer on?

It is really essential to be prequalified before looking at houses, especially in a competitive market. Having a pre qualification letter on hand will allow buyers to make qualified offers quickly. A lender will need very little upfront information to pre-qualify, but they can help define the amount of house you can afford – which also determines the houses you view. If you need a list of local lenders who can get you pre qualified, give me a call.

What are closing costs – and will I still have them if I pay cash?

Closing costs is a broad term used to describe the expenses incurred when property is sold. There can be significant expenses for both the buyer and the seller. Buyer closing costs can include lender fees, transfer taxes on your mortgage, recording Fees for mortgage, title insurance and endorsements, appraisal, survey, inspections, HOA charges (if applicable) and pre-paid taxes and insurance to be held in escrow for you bank to pay out when due. Most of these would still be due even when paying cash – only the mortgage related expenses would not be relevant. In certain cases, some or all buyer closing costs can be negotiated within the contract with the seller.

What is Homestead Exemption?

If you are first time buyer or new to Florida, you have probably heard of Homestead. Homestead tax exemption is the most common exemption applied for and granted in Santa Rosa County. If you own property that you use as your primary residence as of January 1, you may apply for the Homestead tax exemption. This will reduce the taxable value on your home up to $50,000 on your county assessment, resulting in substantial savings on your property taxes. A person may have only one permanent residence at a time. For more information visit https://www.srcpa.org/Exemptions/

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I would like to express my satisfaction and appreciation for the work that Diane Waschenko did for my husband and I in helping us find and purchase our home in Navarre, FL. Diane did research for us, went in person to evaluate several different prospects within our budget, took pictures and videos, and stayed in constant communication with us through phone, texts and emails until she found us the perfect home. When we made the trip to view the homes we were interested in, Diane was available during our entire visit as we toured the properties she suggested. Diane went above and beyond to make the process seamless and successful. Without reservation, I highly recommend her to family and friends and to anyone interested in buying or selling a home or property. Her professionalism, service and performance are exemplary.

Lianne N

I would recommend Diane to anyone buying or selling a home! She has spent countless hours helping us select a home and structuring a deal. Whenever we had questions or concerns; she was always available. She does outstanding work!!

Ray D

Diane stuck it out with me and my husband for months showing us many houses until we were able to find the perfect home for our family. She was never pushy and had so much patience with us. Diane answered all of our questions and walked us through the entire process as first time home buyers. Can't say enough good things about her!

Ashleigh H

Diane is a fantastic agent, and guided us out-of-town buyers painlessly through the process. We'd use her again in a heartbeat. Diane made sure we signed our papers, returned all our phone calls and emails the same day, and treated us like we were buying a million dollar home. In short, if you're buying a home, you can't go wrong with Diane. She treated us with care and respect.

Noy J

Diane is a very personable realtor. She is with you through every step. She went above and beyond what a realtor has to do. Making time for me whenever I needed her. She was a realtor, who became my friend. This lady is an A++, in my opinion!!

Bobbi P

My husband and I received outstanding service from Diane when we moved to Pensacola from Arkansas. Her dedication to finding the right home and pursuing all avenues of the home buying process is went beyond our highest expectations.

Elizabeth B

Great agent! I met Diane at an open house. She was professional and friendly. She understood that we did not want to settle and helped us find a great match.

Michelle H

When we were moving to Navarre in 2017, Diane found the perfect house for us in the perfect neighborhood! She’s professional, patient and gets everything and anything that’s needed. We would highly recommend Diane.

Dawn S

Diane was a great asset in purchasing our investment rental Townhouse. Since we live out of town, she was an essential point person for all things Navarre. Her professionalism, knowledge and enthusiasm helped us find the perfect rental for our needs. I would definitely refer her to anyone looking and most definitely would use her again.

Christine B

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