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Diane Waschenko, Coldwell Banker Realty Agent

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  • 914 447-5847

2801 W Highway 98, Mary Esther, FL 32569 (MLS# 991903)


$734,900
2801 W Highway 98
Mary Esther, FL 32569
MLS# 991903
2 beds  |  2 baths  |  1152 sqft


View of Sound
  1 / 39  
View of Sound Front View IMG_3326 Living room Living Room Kitchen Kitchen from Entry Kitchen Kitchen Kitchen Hall with sliding doors to closets/storage Laundry room Guest Bedroom Guest Bedroom Guest Bedroom Main Bath Main Bath Hall to Master Main Bath shower Master Bedroom Master Bedroom Master Bedroom-Bath Master Bath Master Bath IMG_3325 IMG_3328 Back house view from dock Back West side of property Back East side of property IMG_3324 Boat lift Jet Ski lifts IMG_3338 IMG_3339 IMG_3340 IMG_3330 IMG_3332 IMG_3336 IMG_3344

Property Description
Every day feels like paradise in this completely renovated and well-maintained 2-bedroom, 2-bath Intracoastal waterfront bungalow, ideal as a retirement retreat, vacation home, or affordable waterfront getaway. Designed with privacy in mind, the bedrooms are located at opposite ends of the home, while the open living room and kitchen provide plenty of space for entertaining. Inside, the home is tastefully finished with light, beachy décor and it is being sold fully furnished—just bring your swimsuit! Outside, enjoy the full length deck, a dock leading to a covered boat slip, a newer seawall, and gorgeous waterfront that stretches 240 feet wide.

Details
Maps
Contract Info
Listing Board: Navarre
List Price/SqFt: 637.93
List Date: 2025-12-29
Current Price: $734,900
List Price: $734,900
Location, Tax and Legal
Sub Area: 1212 - Mary Esther/West of Hurlburt
Elementary School: Florosa
Middle School: Meigs
High School: Fort Walton Beach
Legal Description: BEG NE COR SEC S3953 FT W4003.45 FT S728.49 FT NE ALG HWY 1065 FT TO BEG NE 235 FT S79.26 FT WLY ALG W/E 240.65 FT N67.32 FT TO BEG
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: Appraiser
Garage: No
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1152
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1996
Acreage: 0.34
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 3026.33
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Every day feels like paradise in this completely renovated and well-maintained 2-bedroom, 2-bath Intracoastal waterfront bungalow, ideal as a retirement retreat, vacation home, or affordable waterfront getaway. Designed with privacy in mind, the bedrooms are located at opposite ends of the home, while the open living room and kitchen provide plenty of space for entertaining. Inside, the home is tastefully finished with light, beachy décor and it is being sold fully furnished—just bring your swimsuit! Outside, enjoy the full length deck, a dock leading to a covered boat slip, a newer seawall, and gorgeous waterfront that stretches 240 feet wide.
Waterfront
Intracoastal Wtrwy: 1
Sound: 1
Waterfront Feet: 240
Construction Status
Construction Complete: 1
Waterview
Intracoastal Waterwy: 1
Sound: 1
Lot/Parcel Access
Paved Road: 1
U.S. Highway: 1
Lot Features
Irregular: 1
Construction/Siding
Foundation Stilts: 1
Roof Dimensional Shg: 1
Siding Vinyl: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Boatlift: 1
Deck Open: 1
Dock: 1
Interior
Floor Laminate: 1
Furnished - All: 1
Lighting Recessed: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Woodwork Painted: 1
Financing
Conventional: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven Self Cleaning: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Insulated Doors: 1
Water Heater - Elect: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 2801
Street Direction: W
Street Name: Highway 98
State: FL
Zip Code: 32569
County: Okaloosa
Project Name/Subdivision: 21-Unincorporated County - Florosa FD
Parcel ID: 17-2S-25-0000-0002-0170
Property Features
Construction Status: Construction Complete
Lot Features: Irregular
Zoning: Resid Single Family
Waterfront: Intracoastal Wtrwy; Sound
Waterview: Intracoastal Waterwy; Sound
Exterior: Boatlift; Deck Open; Dock
Interior: Floor Laminate; Furnished - All; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted
Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Washer
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Insulated Doors; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Kitchen; Living Room; Master Bedroom
Financing: Conventional
Supplements
Additional features include two entrances from Hwy 98, a paved circular drive that accommodates larger vehicles, and a location within 30 minutes of shopping, beaches, military bases, and area attractions. If you've been searching for the perfect waterfront escape, this one checks all the boxes! Call today before it's gone!
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst15 x 1515.0015.0015 x 15
KitchenFirst15 x 1515.0015.0015 x 15
Master BedroomFirst13.5 x 10.513.5010.5013.5 x 10.5
BedroomFirst12 x 1512.0015.0012 x 15

Listing Office: CRYSTAL SHORES 2 INC.

Last Updated: March - 15 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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