• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Navarre Home Sales

Navarre Home Sales

Diane Waschenko, Coldwell Banker Realty Agent

  • Home
  • Search
  • Local Areas
    • Navarre Beach
    • Holley by the Sea Area
    • East Navarre
    • West Navarre / Gulf Breeze
    • North Navarre/East Bay Area/Holley Area
  • My Services
    • For Buyers
      • Buyer Contact Form
    • For Sellers
      • What’s My Home Worth?
    • Market Insights
  • Blog
  • About Me
    • Contact
    • My Reviews
  • 914 447-5847

1909 Cotton Bay Lane, Navarre, FL 32566 (MLS# 976860)


$470,000
1909 Cotton Bay Lane
Navarre, FL 32566
MLS# 976860
Status: Sold
4 beds  |  2 baths  |  1931 sqft


Welcome Home
  1 / 41  
Welcome Home Custom Stained Front Doors and overhang. Property Line goes back past the fence line. Upgraded Lighting Custom Kitchen Hood Vent with backsplash Chefs Delight Quartz Counters Large Entertaining Space Accent Wall with Wallpaper Custom Bookcase Double French doors with blind insert to back screened in porch Breakfast Bar with room for 4 bar stools Undermounted sink with window looking out to the backyard Pantry with custom shelves Upgraded Pendants Primary Bedroom Primary Bedroom Primary Bath with Quartz and custom tiled walk in shower. Walk In closet Master Bedroom Guest Bedroom 1 (front of the house) with Ceiling Fan Guest Bedroom 1 Hallway leading to all 3 bedrooms and guest bath Guest Bath Guest Bedroom 2 (Middle Bedroom) with Ceiling Fan Guest Bedroom 2 Guest Bedroom 3 (back of the house) with ceiling fan and custom wallpaper Guest Bedroom 3 Hardyplank Exterior 2 Car Garage Screened in Back Porch Another Angle of Backyard Custom Stained Wood Ceiling with Ceiling Fan Screened in Back Porch DJI_20250519092025_0885_D_HDR DJI_20250519092039_0891_D_HDR DJI_20250519092047_0894_D_HDR DJI_20250519092138_0912_D_HDR copy DJI_20250519092625_0951_D_HDR copy DJI_20250519092333_0939_D_HDR DJI_20250519092348_0942_D_HDR

Property Description
*****VA ASSUMABLE LOAN 2.75%*******Welcome to this move-in ready, like-new home located in a well-established neighborhood just minutes from top-rated schools and the white sands of Navarre Beach. This property features a long list of premium upgrades that make it truly stand out. Step inside to wood plank tile flooring throughout the main living areas, an upgraded lighting package, and a custom built-in bookcase that adds both charm and function to the living room. The kitchen is a showstopper, boasting granite countertops, modern backsplash, and beautiful cabinetry—perfect for the home chef and entertainer alike. The spacious master suite includes a custom tile walk-in shower and spa-inspired finishes. A tiled guest bathroom shower ensures comfort and style for visitors as well.

Details
Maps
Status Change Info
Sold Price/SqFt: 243.4
Status: Sold
Under Contract Date: 2025-06-21
Sold Date: 2025-07-18
Sold Price: $470,000
Contract Info
Listing Board: Navarre
List Price/SqFt: 245.83
List Date: 2025-05-21
Current Price: $470,000
List Price: $474,700
Location, Tax and Legal
Sub Area: 1105 - West Navarre
Elementary School: West Navarre
Middle School: Woodlawn Beach
High School: Navarre
Legal Description: DESCRIPTION UPDATE FOR 2020 PARCEL B: COM AT NW CORNER OF COTTON BAY ESTATES (PB G PG 9) OF SECTION 23 TOWNSHIP 2 SOUTH RANGE 27 WEST THN S0 27'24''W ON W LN 80 FT TO POB & CONT S00 27'24''W 80 FT THN N89 33'26''W 141.32 FT TO E LINE OF COMMODORE PARK (PB C PG 156) THN N0 27'24''E 80 FT THN S89 33'26''E 141.32 FT TO POB SBJT TO A 10' DRAINAGE ESMNT ALL BEING DES IN OR 3975 PG 1824 (OUT OF 27.2 FOR
General Property Info
Sub-Type: Detached Single Family
Design: Craftsman Style
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1931
Bedrooms: 4
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2020
Garage Spaces: 2
Acreage: 0.26
Listing Info, Tax & Legal
Who Paid Doc Stamps: Seller
Who Paid Title: Seller
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 2831.68
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: *****VA ASSUMABLE LOAN 2.75%*******Welcome to this move-in ready, like-new home located in a well-established neighborhood just minutes from top-rated schools and the white sands of Navarre Beach. This property features a long list of premium upgrades that make it truly stand out. Step inside to wood plank tile flooring throughout the main living areas, an upgraded lighting package, and a custom built-in bookcase that adds both charm and function to the living room. The kitchen is a showstopper, boasting granite countertops, modern backsplash, and beautiful cabinetry—perfect for the home chef and entertainer alike. The spacious master suite includes a custom tile walk-in shower and spa-inspired finishes. A tiled guest bathroom shower ensures comfort and style for visitors as well.
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Lot Features
Curb & Gutter: 1
Interior: 1
Level: 1
Wooded: 1
Construction/Siding
Frame: 1
Roof Dimensional Shg: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Trim Vinyl: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Back Yard: 1
Fenced Privacy: 1
Hurricane Shutters: 1
Lawn Pump: 1
Patio Covered: 1
Porch Open: 1
Porch Screened: 1
Sprinkler System: 1
Assumable Mtg Typ
VA Fixed: 1
Interior
Breakfast Bar: 1
Built-In Bookcases: 1
Ceiling Raised: 1
Floor Tile: 1
Floor WW Carpet: 1
Kitchen Island: 1
Lighting Recessed: 1
Newly Painted: 1
Pantry: 1
Wallpaper: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Microwave: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
Master Bedroom
First: 1
Bedroom
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Area: 1
Garage: 1
Living Room: 1
Master Bedroom: 1
Location Tax and Legal
Area: 11 - Navarre/Gulf Breeze
Street #: 1909
Street Name: Cotton Bay
Street Suffix: Lane
State: FL
Zip Code: 32566
County: Santa Rosa
Project Name/Subdivision: COTTON BAY ESTATES
Parcel ID: 23-2S-27-0000-02727-0000
Property Features
Construction Status: Construction Complete
Lot Features: Curb & Gutter; Interior; Level; Wooded
Zoning: Resid Single Family
Parking Features: Garage; Garage Attached
Exterior: Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Lawn Pump; Patio Covered; Porch Open; Porch Screened; Sprinkler System
Interior: Breakfast Bar; Built-In Bookcases; Ceiling Raised; Floor Tile; Floor WW Carpet; Kitchen Island; Lighting Recessed; Newly Painted; Pantry; Wallpaper; Washer/Dryer Hookup; Window Treatmnt Some
Appliances: Auto Garage Door Opn; Dishwasher; Microwave; Range Hood; Refrigerator W/IceMk; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Living Room: First
Rooms: Bedroom; Dining Area; Garage; Living Room; Master Bedroom
Assumable Mtg Typ: VA Fixed
Financing: Conventional; FHA; VA
Supplements
Enjoy Florida living year-round with a covered front porch, screened-in back porch, and a fully fenced backyard complete with a sprinkler system. Whether you're relaxing or hosting, this home offers the perfect setting inside and out.
Room Information
Room Name Level Dimensions Length Width Remarks Dimensions
Living RoomFirst20 x 1820.0018.0020 x 18
Master BedroomFirst16 x 1516.0015.0016 x 15
BedroomFirst14 x 1214.0012.0014 x 12
BedroomFirst11 x 1111.0011.0011 x 11
BedroomFirst12 x 1112.0011.0012 x 11
GarageFirst24 x 2124.0021.0024 x 21
Dining AreaFirst20 x 1520.0015.00Dining / Kitchen20 x 15

Listing Office: LEVIN RINKE REALTY

Last Updated: July - 21 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


Search powered by FBS Products
Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

Current Listings

2 Listings
1756 Ivalea Circle, Navarre, FL 32566

$359,000 1756 Ivalea Circle
Navarre, FL 32566
1756 Ivalea Circle
Navarre, FL 32566
Listing office: COLDWELL BANKER REALTY

7453 Sunset Harbor Drive 1-311, Navarre, FL 32566

$277,000 7453 Sunset Harbor Drive 1-311
Navarre, FL 32566
7453 Sunset Harbor Drive 1-311
Navarre, FL 32566
Listing office: COLDWELL BANKER REALTY

previous next

IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Recent Posts

  • First-Time Home Buyer Mistakes That Can Cost Thousands
  • Essential Homeowner Reviews to Keep Your Home Secure and Updated
  • What Navarre Homebuyers Are Concerned About and How Sellers Can Help 
  • Why Moving in Midlife Can Redefine Everything
  • Make Your Older Home Market-Ready: Smart Upgrades That Sell
  • Flipping a House in Retirement: What to Know Before You Start
  • Home
  • Search
  • Local Areas
  • My Services
  • Blog
  • About Me
  • 914 447-5847
Do you have questions? Get in touch!
  • This field is for validation purposes and should be left unchanged.

                    
Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
Privacy Policy
...another Fully Managed Website by Mike MuellerHi!