21408 Palm Avenue, Panama City Beach, FL 32413

$649,000

21408 Palm Avenue
Panama City Beach, FL 32413
MLS# 994911
Status: Pending
3 beds | 2 baths | 1824 sqft

This beautiful home has gorgeous landscaping.

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Front View of 21408 Palm Ave, Panama City Beach, FL.

This property has a 2-car garage and a wide driveway.

As you enter this beautiful home, you will notice the awesome dining area on your left.

View of the dining area into the living area.

View of both dining on the right and living space on the left.

And here is a view of the kitchen and living room

Living room overlooking the French doors to the backyard.

View from the French doors into the living area.

Beautiful Quartz countertops and stainless-steel LG appliances.

Laundry room with a door to the large garage.

Master Bedroom with a tongue and grove trey ceiling

Double vanity with spa tub and a great walk-in shower.

This covered patio is great for BBQing all times of the year.

A Great backyard with a storage shed. Imagine adding a pool to this backyard...We call that Heaven!

Adirondacks Chairs in the backyard around the fire pit.

location to Hwy 98, Pier Park, and shopping

The house location is within the red lines.

The location is the 3rd house to the left of the red roof.

Again, it is the location to Shopping and the Beach.

Location... to the beautiful sandy beaches and more beautiful beaches.

Property Description
Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with

Details

Maps

Contract Info

Listing Board: Emerald Coast

List Price/SqFt: 355.81

List Date: 2026-02-10

Current Price: $649,000

List Price: $649,000

Location, Tax and Legal

Sub Area: 2724 - Beach - West Central

Elementary School: West Bay

Middle School: Surfside

High School: Bay

Legal Description: Riviera Beach Lot 350 Orb 4618 P 536

General Property Info

Sub-Type: Detached Single Family

Design: Beach House

SqFt Source: County PA Records

Immediate Occupancy: Yes

Garage: Yes

Carport: No

Pool: No

Pool Type: None

Apx SqFt(Htd/Cooled): 1824

Bedrooms: 3

Full Baths: 2

Total Bathrooms: 2

# Stories: 1

Year Built: 2018

Garage Spaces: 2

Acreage: 0.13

Listing Info, Tax & Legal

Is Subject Leased: No

Assessment Fees: No

New Buyer Fee: No

Last Taxes: 7757.79

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks & Misc

Remarks: Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

County Road: 1

Paved Road: 1

Lot Features

Within 1/2 Mile to Water: 1

Project Facilities

Short Term Rental - Allowed: 1

Construction/Siding

Roof Composite Shngl: 1

Siding CmntFbrHrdBrd: 1

Slab: 1

Utilities

Electric: 1

Phone: 1

Public Water: 1

Septic Tank: 1

TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Back Yard: 1

Fenced Privacy: 1

Patio Covered: 1

Patio Open: 1

Interior

Ceiling Cathedral: 1

Ceiling Vaulted: 1

Floor Tile: 1

Floor Vinyl: 1

Furnished - All: 1

Pantry: 1

Washer/Dryer Hookup: 1

Financing

Conventional: 1

FHA: 1

VA: 1

Appliances

Dishwasher: 1

Microwave: 1

Refrigerator: 1

Smoke Detector: 1

Stove/Oven Electric: 1

Energy

AC - Central Elect: 1

Ceiling Fans: 1

Heat Cntrl Electric: 1

Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Bedroom

First: 1

Kitchen

First: 1

Rooms

Bedroom: 1

Dining Room: 1

Family Room: 1

Kitchen: 1

Master Bathroom: 1

Status Change Info

Status: Pending

Under Contract Date: 2026-04-18

Location Tax and Legal

Area: 27 - Bay County

Street #: 21408

Street Name: Palm

Street Suffix: Avenue

State: FL

Zip Code: 32413

County: Bay

Project Name/Subdivision: Riviera Beach

Parcel ID: 35690000000

Property Features

Construction Status: Construction Complete

Lot Features: Within 1/2 Mile to Water

Zoning: Resid Single Family

Parking Features: Garage Attached

Project Facilities: Short Term Rental - Allowed

Exterior: Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open

Interior: Ceiling Cathedral; Ceiling Vaulted; Floor Tile; Floor Vinyl; Furnished - All; Pantry; Washer/Dryer Hookup

Appliances: Dishwasher; Microwave; Refrigerator; Smoke Detector; Stove/Oven Electric

Utilities: Electric; Phone; Public Water; Septic Tank; TV Cable

Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect

Bedroom: First

Kitchen: First

Rooms: Bedroom; Dining Room; Family Room; Kitchen; Master Bathroom

Financing: Conventional; FHA; VA

Supplements

NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home. Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, abundant natural light, and thoughtfully designed living spaces. The spacious living room flows seamlessly into a formal dining area and a versatile bonus flex space, ideal for a home office, media room, or additional guest accommodations. The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless LG appliances, ample cabinetry, and a layout designed for both entertaining and everyday living. French doors from both the living area and the private primary suite open to a tranquil outdoor patio, perfect for morning coffee, evening breezes, or relaxed gatherings after a day at the beach. Turnkey, stylish, and ideally located in desirable West Panama City Beach, this property delivers the rare combination of modern construction, rental flexibility, and low-maintenance coastal living, a true standout in today's market.

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks	Dimensions
Master Bathroom	First	15 x 11	15.00	11.00	All measurements are approximate: Buyer to verify.	15 x 11
Bedroom	First	12 x 10	12.00	10.00		12 x 10
Bedroom	First	12 x 10	12.00	10.00		12 x 10
Dining Room	First	20 x 19	20.00	19.00		20 x 19
Family Room	First	18 x 14	18.00	14.00		18 x 14
Kitchen	First	13 x 10	13.00	10.00		13 x 10

Listing Office: Keller Williams Realty SRB

Last Updated: April - 20 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.