$995,000
Mary Esther, FL 32569
MLS# 1004841
3 beds | 4 baths | 2156 sqft

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Property Description
True luxury is measured not just by what's inside a home, but by what surrounds it. At 23 Neptune Drive, 89 feet of wide canal waterfront frames panoramic views of a private island and the Intracoastal Waterway, an extraordinary setting few properties can offer. From the moment you enter, the water takes center stage. Natural light fills the open living spaces, highlighting soaring 15-foot vaulted ceilings, 9½-foot ceilings throughout, custom finishes, LED lighting, and seamless indoor-outdoor living. The chef's kitchen features premium gas appliances, quartz countertops, a large center island, and an open layout designed for entertaining while keeping the views front and center. Three private suites each include an en suite bath, walk-in closet, and private exterior entrance, with two overlooking the canal, island and Intracoastal Waterway. Built with durable 2x6 construction, this meticulously renovated single-story home has never flooded and includes a spacious laundry/mud room, half bath, and oversized garage. Outside, the waterfront lot offers room for a dream pool and private dock. Boat, paddleboard, fish, or simply enjoy the ever-changing views and abundant wildlife. Some homes offer waterfront. Very few offer a setting this unforgettable. 23 Neptune Drive is more than a home, it's the Florida waterfront lifestyle buyers dream of.
Details
Maps
General Property Info
userdefined76: 7
Sub-Type: Detached Single Family
Design: Mediterranean
SqFt Source: Appraiser
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 5
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2156
Bedrooms: 3
Full Baths: 3
Half Baths: 1
Total Bathrooms: 4
# Stories: 1
Year Built: 1992
Garage Spaces: 2
Acreage: 0.41
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 461.5
List Date: 2026-06-05
Current Price: $995,000
List Price: $995,000
Location, Tax and Legal
Sub Area: 1212 - Mary Esther/West of Hurlburt
Elementary School: Mary Esther
Middle School: Pryor
High School: Fort Walton Beach
Legal Description: Mariners Cove Lot 18
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 6568.56
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: True luxury is measured not just by what's inside a home, but by what surrounds it. At 23 Neptune Drive, 89 feet of wide canal waterfront frames panoramic views of a private island and the Intracoastal Waterway, an extraordinary setting few properties can offer.
From the moment you enter, the water takes center stage. Natural light fills the open living spaces, highlighting soaring 15-foot vaulted ceilings, 9½-foot ceilings throughout, custom finishes, LED lighting, and seamless indoor-outdoor living.
The chef's kitchen features premium gas appliances, quartz countertops, a large center island, and an open layout designed for entertaining while keeping the views front and center.
Three private suites each include an en suite bath, walk-in closet, and private exterior entrance, with two overlooking the canal, island and Intracoastal Waterway.
Built with durable 2x6 construction, this meticulously renovated single-story home has never flooded and includes a spacious laundry/mud room, half bath, and oversized garage.
Outside, the waterfront lot offers room for a dream pool and private dock. Boat, paddleboard, fish, or simply enjoy the ever-changing views and abundant wildlife.
Some homes offer waterfront. Very few offer a setting this unforgettable. 23 Neptune Drive is more than a home, it's the Florida waterfront lifestyle buyers dream of.
Sale Type
Accept Backup Offers: 1
Waterfront
Canal: 1
Waterfront Feet: 89
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Oversized: 1
Waterview
Canal: 1
Intracoastal Waterwy: 1
Sound: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Lot Features
Bulkhead/Seawall: 1
Cul-De-Sac: 1
Flood Insurance Req: 1
Survey Available: 1
Showing
ShowingTime: 1
Construction/Siding
Stucco: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Hurricane Shutters: 1
Patio Covered: 1
Patio Enclosed: 1
Patio Open: 1
Porch Screened: 1
Rain Gutter: 1
Renovated: 1
Shower: 1
Interior
Ceiling Cathedral: 1
Ceiling Vaulted: 1
Floor Vinyl: 1
Kitchen Island: 1
Newly Painted: 1
Financing
Conventional: 1
FHA: 1
RHS: 1
VA: 1
Appliances
Stove/Oven Gas: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Gas: 1
Insulated Doors: 1
Water Heater - Gas: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Skylight: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Waterfront: 1
Bedroom
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Garage: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 23
Street Name: Neptune
Street Suffix: Drive
State: FL
Zip Code: 32569
County: Okaloosa
Project Name/Subdivision: MARINERS COVE
Parcel ID: 15-2S-25-3080-0000-0180
Property Features
Sale Type: Accept Backup Offers
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Cul-De-Sac; Flood Insurance Req; Survey Available
Zoning: Resid Single Family
Waterfront: Canal
Waterview: Canal; Intracoastal Waterwy; Sound
Parking Features: Garage Attached; Oversized
Exterior: Hurricane Shutters; Patio Covered; Patio Enclosed; Patio Open; Porch Screened; Rain Gutter; Renovated; Shower
Interior: Ceiling Cathedral; Ceiling Vaulted; Floor Vinyl; Kitchen Island; Newly Painted
Appliances: Stove/Oven Gas
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Gas; Insulated Doors; Water Heater - Gas; Water Heater - Tnkls
Bedroom: First
Rooms: Bedroom; Dining Room; Garage
Financing: Conventional; FHA; RHS; VA
Showing: ShowingTime
Supplements
Three master suites. Unforgettable views. No projects. No compromises.
The moment you walk through the front door of 23 Neptune Drive, the view takes over. The canal, Intracoastal Waterway, and island beyond create a backdrop most people only see on vacation.
Perfectly positioned where the canal opens up, this coastal retreat offers some of the best views in Mary Esther. Built in 1992 with solid 2x6 construction, it has never flooded and has been completely renovated from floor to ceiling, inside and out.
Designed for entertaining, the open floor plan features a spacious living area with 14-foot ceilings, abundant natural light, and a chef's kitchen centered around a massive island. A six-burner gas range, vent hood, and generous prep space make it ideal for fresh-caught seafood. Ten-foot ceilings throughout add an open, airy feel.
Just off the living area is a half bath leading to a spacious laundry/mud room with direct garage access.
All three bedrooms are private suites with their own bathrooms, walk-in closets, and private exterior entrances, offering rare flexibility and privacy.
Updates include a 2019 metal roof, tankless gas water heater, irrigation system, outdoor shower, and full interior renovations including kitchen, baths, flooring, lighting, paint, and trim.
The oversized two-car garage offers high ceilings and ample space for storage, tools, and all your boating gear.
Step outside to the 42.5 x 10 foot under roof and screened patio spanning nearly the entire rear of the home. Your boat and fishing spot are just steps away--no long dock walk required. Cruise to Crab Island or the Destin Pass, about 14 miles by boat.
Watch boats pass, cast a line from your backyard, and enjoy regular visits from manatees and bald eagles. The water access, views, and wildlife make every day feel like a getaway.
Some homes check boxes. This one creates a lifestyle.
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Bedroom | First | 14 x 13 | 14.00 | 13.00 | 14 x 13 |
| Bedroom | First | 14 x 13 | 14.00 | 13.00 | 14 x 13 |
| Bedroom | First | 13.4 x 12 | 13.40 | 12.00 | 13.4 x 12 |
| Garage | First | 28 x 24 | 28.00 | 24.00 | 28 x 24 |
| Dining Room | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
Listing Office: LEVIN RINKE REALTY
Last Updated: September - 09 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
