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Diane Waschenko, Coldwell Banker Realty Agent

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  • 914 447-5847

2649 W Highway 98, Mary Esther, FL 32569 (MLS# 973459)


$1,100,000
2649 W Highway 98
Mary Esther, FL 32569
MLS# 973459
Status: Sold
4 beds  |  4 baths  |  3391 sqft


03-20250408_2649-US-98_286-HDR
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Property Description
Waterfront home on almost an acre in X Flood zone with private beach, 200-ft thru-flow Dock, PWC Lift and two-tier swim platform. Excellent location is approximately 4 miles to Hurlburt Field, convenient to Eglin and midway between Destin and Pensacola. The heart of the home for family and friends is the outstanding renovated kitchen with expansive breakfast bar, quartz counter tops, custom tall cabinets, induction cooktop, double wall ovens, microwave, tiled backsplash and French drawer refrigerator. The living area features hardwood flooring, 20'' tile, high 10-ft ceilings, crown molding, dining room, living room, powder room and leisure room open to the kitchen. Spacious master suite has luxury bath with tiled shower, double vanity and oversized walk-in closet.

Details
Maps
Documents
Status Change Info
Sold Price/SqFt: 324.39
Status: Sold
Under Contract Date: 2025-04-12
Sold Date: 2025-06-26
Sold Price: $1,100,000
Contract Info
Listing Board: Navarre
List Price/SqFt: 324.39
List Date: 2025-04-09
Current Price: $1,100,000
List Price: $1,100,000
Location, Tax and Legal
Sub Area: 1212 - Mary Esther/West of Hurlburt
Elementary School: Florosa
Middle School: Bruner
High School: Fort Walton Beach
Legal Description: METES AND BOUNDS LEGAL DESCRIPTION, OKALOOSA COUNTY, FL
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 4
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 3391
Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Bathrooms: 4
# Stories: 1
Year Built: 2004
Garage Spaces: 2
Acreage: 0.86
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 6623.55
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Waterfront home on almost an acre in X Flood zone with private beach, 200-ft thru-flow Dock, PWC Lift and two-tier swim platform. Excellent location is approximately 4 miles to Hurlburt Field, convenient to Eglin and midway between Destin and Pensacola. The heart of the home for family and friends is the outstanding renovated kitchen with expansive breakfast bar, quartz counter tops, custom tall cabinets, induction cooktop, double wall ovens, microwave, tiled backsplash and French drawer refrigerator. The living area features hardwood flooring, 20'' tile, high 10-ft ceilings, crown molding, dining room, living room, powder room and leisure room open to the kitchen. Spacious master suite has luxury bath with tiled shower, double vanity and oversized walk-in closet.
Waterfront
Intracoastal Wtrwy: 1
Sound: 1
Waterfront Feet: 101
Construction Status
Construction Complete: 1
Parking Features
Boat: 1
Garage: 1
Garage Attached: 1
Guest: 1
Oversized: 1
Waterview
Intracoastal Waterwy: 1
Sound: 1
Lot/Parcel Access
Paved Road: 1
U.S. Highway: 1
Lot Features
Bulkhead/Seawall: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Brick: 1
Frame: 1
Roof Dimensional Shg: 1
Slab: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Boat Slip: 1
Dock: 1
Hurricane Shutters: 1
Lawn Pump: 1
Patio Open: 1
Porch Screened: 1
Rain Gutter: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Ceiling Raised: 1
Ceiling Tray/Cofferd: 1
Fireplace: 1
Floor Hardwood: 1
Floor Tile: 1
Kitchen Island: 1
Lighting Recessed: 1
Newly Painted: 1
Pull Down Stairs: 1
Split Bedroom: 1
Window Treatment All: 1
Woodwork Painted: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Cooktop: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven Double: 1
Oven Self Cleaning: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
AC - Central Gas: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Heat Pump Air To Air: 1
Ridge Vent: 1
Storm Doors: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Cultured Mrble: 1
MBath Double Vanity: 1
MBath Dressing Area: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Breakfast Room: 1
Dining Room: 1
Family Room: 1
Florida Room: 1
Foyer: 1
Garage: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 2649
Street Direction: W
Street Name: Highway 98
State: FL
Zip Code: 32569
County: Okaloosa
Project Name/Subdivision: N/A
Parcel ID: 17-2S-25-0000-0002-0030
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Survey Available; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Intracoastal Wtrwy; Sound
Waterview: Intracoastal Waterwy; Sound
Parking Features: Boat; Garage; Garage Attached; Guest; Oversized
Exterior: Boat Slip; Dock; Hurricane Shutters; Lawn Pump; Patio Open; Porch Screened; Rain Gutter; Sprinkler System
Interior: Breakfast Bar; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Floor Hardwood; Floor Tile; Kitchen Island; Lighting Recessed; Newly Painted; Pull Down Stairs; Split Bedroom; Window Treatment All; Woodwork Painted
Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Microwave; Oven Double; Oven Self Cleaning; Refrigerator; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; AC - Central Gas; Ceiling Fans; Heat Cntrl Electric; Heat Pump Air To Air; Ridge Vent; Storm Doors; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Breakfast Room; Dining Room; Family Room; Florida Room; Foyer; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA
Supplements
Open to both the living room and master suite is the generous Florida Room, a perfect place to enjoy beautiful sunsets and coastal breezes. Two guest bedrooms share a bath and the third guest bedroom has its own bath with shower. The laundry room is nicely sized with built in cabinets and laundry tub. Newer 2020 Roof, reinforced Sea Wall, 2024, newly landscaped 2025, pressure washed, irrigation system with well and two pads for parking are some of the additional features. Opportunity to begin coastal living on the water.
Room Information
Room Name Level Dimensions Length Width Dimensions
FoyerFirst8 x 158.0015.008 x 15
Living RoomFirst17 x 1817.0018.0017 x 18
Family RoomFirst14 x 1914.0019.0014 x 19
Dining RoomFirst12 x 1412.0014.0012 x 14
KitchenFirst17 x 1717.0017.0017 x 17
Breakfast RoomFirst8 x 98.009.008 x 9
Master BedroomFirst15 x 1915.0019.0015 x 19
Master BathroomFirst5 x 115.0011.005 x 11
BedroomFirst12 x 1512.0015.0012 x 15
BedroomFirst11 x 1411.0014.0011 x 14
BedroomFirst12 x 1212.0012.0012 x 12
Florida RoomFirst17 x 3117.0031.0017 x 31
LaundryFirst9 x 99.009.009 x 9
GarageFirst22 x 2622.0026.0022 x 26
Listing Documents
View Document Sellers Disclosure
View Document Flood Map
View Document Survey
View Document Floor Plan
View Document Seller Improvements
View Document Exhibit "A"

Listing Office: CAROL BROWN FAMILY REAL ESTATE PA

Last Updated: June - 26 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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