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Diane Waschenko, Coldwell Banker Realty Agent

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  • 914 447-5847

3504 Topaz Circle, Navarre, FL 32566 (MLS# 999690)


$478,875
3504 Topaz Circle
Navarre, FL 32566
MLS# 999690
3 beds  |  2 baths  |  2320 sqft


WELCOME HOME
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WELCOME HOME File 19 File 6 WELCOMING FOYER File 4 LARGE OPEN GREATROOM File 38 File 39 File 41 File 30 File 32 File 33 File 31 File 34 File 35 File 36 File 40 File 42 FORMAL DINING ROOM File 44 File 45 MAIN BEDROOM File 27 MAIN BEDROOM SITTING ROOM MAIN BATH SEPERATE TILE SHOWER LARGE TUB FRONT FLEX ROOM BACK BEDROOM File 9 File 10 GUEST BATH MIDDLE BEDROOM File 14 File 15 File 47 File 46 File 48 File 49 File 53 File 61 File 96 File 16 File 17 File 20 File 21 File 22 File 23 File 50 File 51 File 52 File 54 File 55 File 56 File 57 File 58 File 59 File 60 File 62 File 63 File 64 File 65 File 69 File 72 File 75 File 78 File 81 File 83 File 85 File 87 File 89 File 91 File 94 File 66 File 67 File 93

Property Description
Welcome to Treasure Isle Estates - NO HOA neighborhood in Navarre. This 2,320 sq. ft. brick craftsman style home perfectly blends modern upgrades with timeless Florida charm. As you step through the welcoming front porch, you are greeted by a light-filled foyer featuring soaring nine-foot ceilings, beautiful archways & elegant wood floors. The open-concept layout is anchored by a massive greatroom with cathedral ceilings, creating an airy, grand atmosphere for gatherings, while the floor plan ensures maximum privacy for the bedrooms. The Flex room with glass doors adjacent to the foyer could be a 4th bedroom, office or guest room. The kitchen serves as the heart of the home, boasting granite countertops, a tiled backsplash & newer stainless steel appliances. Whether you are enjoying a quic

Details
Maps
Documents
Contract Info
Listing Board: Navarre
List Price/SqFt: 206.41
List Date: 2026-04-02
Current Price: $478,875
List Price: $478,875
Location, Tax and Legal
Sub Area: 1103 - Holley
Elementary School: Holley-Navarre
Middle School: Holley-Navarre
High School: Navarre
Legal Description: Treasure Isle Estates Lot 22 Blk A As Des In Or 4636 Pg 322
General Property Info
Sub-Type: Detached Single Family
Design: Craftsman Style
SqFt Source: County PA Records
Garage: Yes
Carport: No
Driveway Spaces: 4
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2320
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2009
Garage Spaces: 2
Acreage: 0.39
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 328.08
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Welcome to Treasure Isle Estates - NO HOA neighborhood in Navarre. This 2,320 sq. ft. brick craftsman style home perfectly blends modern upgrades with timeless Florida charm. As you step through the welcoming front porch, you are greeted by a light-filled foyer featuring soaring nine-foot ceilings, beautiful archways & elegant wood floors. The open-concept layout is anchored by a massive greatroom with cathedral ceilings, creating an airy, grand atmosphere for gatherings, while the floor plan ensures maximum privacy for the bedrooms. The Flex room with glass doors adjacent to the foyer could be a 4th bedroom, office or guest room. The kitchen serves as the heart of the home, boasting granite countertops, a tiled backsplash & newer stainless steel appliances. Whether you are enjoying a quic
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Lot Features
Flood Insurance Req: 1
Interior: 1
Level: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Brick: 1
Roof Dimensional Shg: 1
Trim Vinyl: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
Zoning
County: 1
Resid Single Family: 1
Exterior
Deck Open: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Hurricane Shutters: 1
Patio Covered: 1
Porch Screened: 1
Rain Gutter: 1
Interior
Breakfast Bar: 1
Ceiling Cathedral: 1
Floor Hardwood: 1
Floor Tile: 1
Floor WW Carpet: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Woodwork Painted: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Smoke Detector: 1
Smooth Stovetop Rnge: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Ridge Vent: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed Carpeted: 1
MBed Sitting Area: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Full Bathroom
First: 1
Rooms
Bedroom: 1
Bonus Room: 1
Breakfast Room: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Master Bathroom: 1
Master Bedroom: 1
Screened Porch: 1
Sitting Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 11 - Navarre/Gulf Breeze
Street #: 3504
Street Name: Topaz
Street Suffix: Circle
State: FL
Zip Code: 32566
County: Santa Rosa
Project Name/Subdivision: TREASURE ISLE ESTATES
Parcel ID: 38-1S-27-5465-00A00-0220
Property Features
Construction Status: Construction Complete
Lot Features: Flood Insurance Req; Interior; Level; Survey Available; Within 1/2 Mile to Water
Zoning: County; Resid Single Family
Parking Features: Garage; Garage Attached
Exterior: Deck Open; Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Patio Covered; Porch Screened; Rain Gutter
Interior: Breakfast Bar; Ceiling Cathedral; Floor Hardwood; Floor Tile; Floor WW Carpet; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Ridge Vent; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Full Bathroom: First
Rooms: Bedroom; Bonus Room; Breakfast Room; Dining Room; Foyer; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Master Bathroom; Master Bedroom; Screened Porch; Sitting Room
Financing: Conventional; FHA; VA
Supplements
k morning at the breakfast bar or hosting a formal dinner under the tray ceilings & crown molding of the dining room, this home is built for entertaining. Not to mention the tons of closet space and no popcorn ceilings here. The main suite is a true sanctuary, featuring a dedicated sitting area with direct access to the screened back patio. Its ensuite bath offers a separate jetted soaking tub, a tiled glass-door shower, dual vanities & a massive closet. Situated on a generous 0.38-acre lot, the backyard is a private paradise. You can enjoy your morning coffee on the screened-in porch or host summer BBQs on the oversized deck. The backyard is fenced for ultimate seclusion, with plenty of room to add an in-ground pool if so desired. And behind the back fence is treed space for more privacy & natural setting. Peace of mind comes standard here, with a 2025 Roof, 2020 Water Heater, 2024 interior AC unit & 2024 sewer grinder. With hurricane window coverings included to lower insurance premiums & easy access to Navarre Beach, shopping & Hurlburt Field, this property offers the ultimate Florida lifestyle without the burden of HOA fees.
Room Information
Room Name Level Dimensions Length Width Remarks Dimensions
FoyerFirst7 x 12.17.0012.107 x 12.1
Bonus RoomFirst13.05 x 15.313.0515.30FLEX ROOM13.05 x 15.3
Dining RoomFirst11.08 x 11.0811.0811.0811.08 x 11.08
Great RoomFirst18.08 x 19.318.0819.3018.08 x 19.3
Breakfast RoomFirst7.9 x 9.47.909.407.9 x 9.4
KitchenFirst12 x 1612.0016.0012 x 16
BedroomFirst11 x 1111.0011.00MIDDLE BEDROOM11 x 11
Full BathroomFirst7.3 x 8.27.308.207.3 x 8.2
LaundryFirst7.2 x 5.97.205.907.2 x 5.9
BedroomFirst13.5 x 12.313.5012.30BACK BEDROOM13.5 x 12.3
Master BedroomFirst14.5 x 14.514.5014.50MAIN BEDROOM14.5 x 14.5
Sitting RoomFirst7.9 x 10.87.9010.80SITTING RM IN MAIN BR7.9 x 10.8
Master BathroomFirst11 x 20.0111.0020.0111 x 20.01
Screened PorchFirst16.1 x 11.1116.1011.1116.1 x 11.11
GarageFirst20.05 x 19.0620.0519.0620.05 x 19.06
Listing Documents
View Document Supplemental Info
View Document SELLER DISCLOSURE
View Document HOA RIDER
View Document FLOOD DISCLOSURE
View Document AIRPORT ENVIRONS
View Document BUYER & SELLER ACKNOWLEDGEMENT FORM
View Document SURVEY

Listing Office: LEVIN RINKE REALTY

Last Updated: April - 03 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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