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Diane Waschenko, Coldwell Banker Realty Agent

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4123 Cobalt Circle UNIT P114, Panama City Beach, FL 32408 (MLS# 982555)


$535,000
4123 Cobalt Circle UNIT P114
Panama City Beach, FL 32408
MLS# 982555
Status: Sold
2 beds  |  2 baths  |  1322 sqft

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Magnificent Chef Kitchen!
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Magnificent Chef Kitchen! 1-web-or-mls-4123 Cobalt Cir P114_Twilig 2-web-or-mls-4123 Cobalt Cir P114_Twilig 3-web-or-mls-4123 Cobalt Cir P114-01 4-web-or-mls-4123 Cobalt Cir P114-02 5-web-or-mls-4123 Cobalt Cir P114-03 6-web-or-mls-4123 Cobalt Cir P114-04 7-web-or-mls-4123 Cobalt Cir P114-05 8-web-or-mls-4123 Cobalt Cir P114-06 9-web-or-mls-4123 Cobalt Cir P114-07 10-web-or-mls-4123 Cobalt Cir P114-08 11-web-or-mls-4123 Cobalt Cir P114-09 12-web-or-mls-4123 Cobalt Cir P114-10 13-web-or-mls-4123 Cobalt Cir P114-11 14-web-or-mls-4123 Cobalt Cir P114-12 15-web-or-mls-4123 Cobalt Cir P114-13 17-web-or-mls-4123 Cobalt Cir P114-15 18-web-or-mls-4123 Cobalt Cir P114-16 19-web-or-mls-4123 Cobalt Cir P114-17 20-web-or-mls-4123 Cobalt Cir P114-18 21-web-or-mls-4123 Cobalt Cir P114-19 22-web-or-mls-4123 Cobalt Cir P114-20 23-web-or-mls-4123 Cobalt Cir P114-21 24-web-or-mls-4123 Cobalt Cir P114-22 25-web-or-mls-4123 Cobalt Cir P114-23 26-web-or-mls-4123 Cobalt Cir P114-24 27-web-or-mls-4123 Cobalt Cir P114-25 28-web-or-mls-4123 Cobalt Cir P114-26 29-web-or-mls-4123 Cobalt Cir P114-27 30-web-or-mls-4123 Cobalt Cir P114-28 31-web-or-mls-4123 Cobalt Cir P114-29 32-web-or-mls-4123 Cobalt Cir P114-30 33-web-or-mls-4123 Cobalt Cir P114-31 34-web-or-mls-4123 Cobalt Cir P114-32 35-web-or-mls-4123 Cobalt Cir P114-33 36-web-or-mls-4123 Cobalt Cir P114-34 37-web-or-mls-4123 Cobalt Cir P114-35 38-web-or-mls-4123 Cobalt Cir P114-10 (2 39-web-or-mls-4123 Cobalt Cir P114-5 40-web-or-mls-4123 Cobalt Cir P114-6 41-web-or-mls-4123 Cobalt Cir P114-7 42-web-or-mls-4123 Cobalt Cir P114-8 43-web-or-mls-4123 Cobalt Cir P114-9 44-web-or-mls-4123 Cobalt Cir P114-11 (2 45-web-or-mls-Amenity Edits-1 46-web-or-mls-Amenity Edits-10 47-web-or-mls-Amenity Edits-11 48-web-or-mls-Amenity Edits-12 49-web-or-mls-Amenity Edits-13 50-web-or-mls-Amenity Edits-14 51-web-or-mls-Amenity Edits-15 52-web-or-mls-Amenity Edits-16 53-web-or-mls-Amenity Edits-17 54-web-or-mls-Amenity Edits-18 55-web-or-mls-Amenity Edits-19 56-web-or-mls-Amenity Edits-2 57-web-or-mls-Amenity Edits-20 58-web-or-mls-Amenity Edits-21 59-web-or-mls-Amenity Edits-22 60-web-or-mls-Amenity Edits-23 61-web-or-mls-Amenity Edits-3 62-web-or-mls-Amenity Edits-4 63-web-or-mls-Amenity Edits-5 64-web-or-mls-Amenity Edits-6 65-web-or-mls-Amenity Edits-7 66-web-or-mls-Amenity Edits-8 67-web-or-mls-Amenity Edits-9 1-all_floors_4123_cobalt_circle_p114_pan

Property Description
Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay Views Discover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room. Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker.

Details
Maps
Documents
Status Change Info
Sold Price/SqFt: 404.69
Status: Sold
Under Contract Date: 2025-08-10
Sold Date: 2025-08-22
Sold Price: $535,000
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 408.47
List Date: 2025-08-06
Current Price: $535,000
List Price: $540,000
Location, Tax and Legal
Unit #: UNIT P114
Sub Area: 2719 - Beach - East
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: WATERHAVEN UNIT P114 TYPE E2 2BR 2B ORB 2916 P 27 1322 SF ORB 4692 P 2127
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 1
# of Units in Bldg: 9
Stories in Building: 3
Unit Floors Above Ground: 2
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 1322
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
Year Built: 2007
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 5200.15
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay Views Discover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room. Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker.
Waterfront
Bay: 1
Gulf: 1
Gulf/Pass: 1
Unit Waterfront: 1
Construction Status
Construction Complete: 1
Waterview
Bay: 1
Gulf: 1
Gulf/Pass: 1
Project Facilities
BBQ Pit/Grill: 1
Beach: 1
Boat Launch: 1
Community Room: 1
Dock: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Marina: 1
Pavillion/Gazebo: 1
Pool: 1
Separate Storage: 1
Waterfront: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
Exterior
Balcony: 1
BBQ Pit/Grill: 1
Boat Launch: 1
Dock: 1
Pool - Heated: 1
Pool - In-Ground: 1
Renovated: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Elevator: 1
Floor Hardwood: 1
Floor Tile: 1
Floor WW Carpet: 1
Furnished - None: 1
Pantry: 1
Plantation Shutters: 1
Renovated: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Window Treatment All: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Other: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Machine: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Gas: 1
Washer: 1
Wine Refrigerator: 1
Energy
AC - Central Elect: 1
AC - High Efficiency: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Heat High Efficiency: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Dressing Area: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Carpeted: 1
MBed First Floor: 1
MBed Waterfront: 1
Master Bedroom
First: 1
Bedroom
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Master Association: 1
Security: 1
Sewer: 1
Trash: 1
Water: 1
Location Tax and Legal
Area: 27 - Bay County
Street #: 4123
Street Name: Cobalt
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: Waterhaven
Parcel ID: 40000-050-010
Property Features
Construction Status: Construction Complete
Waterfront: Bay; Gulf; Gulf/Pass; Unit Waterfront
Waterview: Bay; Gulf; Gulf/Pass
Project Facilities: BBQ Pit/Grill; Beach; Boat Launch; Community Room; Dock; Dumpster; Elevators; Exercise Room; Fishing; Gated Community; Marina; Pavillion/Gazebo; Pool; Separate Storage; Waterfront
Exterior: Balcony; BBQ Pit/Grill; Boat Launch; Dock; Pool - Heated; Pool - In-Ground; Renovated; Sprinkler System
Interior: Breakfast Bar; Elevator; Floor Hardwood; Floor Tile; Floor WW Carpet; Furnished - None; Pantry; Plantation Shutters; Renovated; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; AC - High Efficiency; Ceiling Fans; Heat Cntrl Electric; Heat High Efficiency; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Living Room: First
Rooms: Bedroom; Dining Room; Living Room; Master Bedroom
Financing: Conventional; FHA; VA; Other
Fees Include: Accounting; Ground Keeping; Insurance; Management; Master Association; Security; Trash; Water
Supplements
Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay Views Discover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room. Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker, all with beautiful Quartzite natural stone countertops. The spacious, open-concept living and dining area provides the perfect backdrop for relaxation and entertaining, with expansive windows that frame the serene water views. Step out onto the generous east-facing balcony to enjoy your morning coffee with the sunrise or unwind in the evening with the gentle bay breeze. Retreat to the luxurious primary suite, a true sanctuary featuring private access to the balcony. The opulent en suite master bath is designed for ultimate relaxation, offering a large garden tub, a separate glass-enclosed shower, two separate vanities, elegant travertine tile floors, and a spacious walk-in closet. This exceptional unit also includes a dedicated laundry room just off the kitchen for everyday convenience and elevators in the building for easy access. Property Highlights: Prime Bay Front Location in Waterhaven Stunning 2nd-Story Views of St. Andrews Bay East-Facing Balcony with Access from Living Area & Primary Suite Gourmet Kitchen with Viking & Sub-Zero Appliances 13-Foot Ceilings & Custom Crown Molding Quartzite Natural Stone Countertops & Hardwood Floors Luxurious Primary Suite with Spa-Like En Suite Bath Dedicated In-Unit Laundry Room Waterhaven Community Amenities: Private Slip Marina Exclusive Private Beach on St. Andrews Bay Seasonally Heated Bay Front Pool Swimming Pools Community Clubhouse with a State-of-the-Art Fitness Center Media Center & Business Center Buildings with Elevator Access Gated Community This condo offers a rare opportunity to own a piece of paradise in one of Panama City Beach's well-known communities. The combination of luxury, location, and lifestyle is unmatched. Schedule your private showing today to experience the magnificent views and exceptional quality for yourself! All information is deemed reliable; The buyer is responsible for independent verification of all details, including but not limited to measurements, HOA fees, and amenities.
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomFirst13 x 1613.0016.0013 x 16
BedroomFirst11 x 1211.0012.0011 x 12
Living RoomFirst18 x 1218.0012.0018 x 12
Dining RoomFirst13 x 1213.0012.0013 x 12
Listing Documents
View Document Seller Property Disclosure
View Document Condominium Disclosure
View Document Flood Disclosure
View Document MIR / SIRS Disclosure
View Document 20251002 Amended and Restated CCR
View Document 20231002 Amended and Restated By Laws
View Document 20100902 Amendment to CCR
View Document 20100426 Amended and Restated CCR
View Document 20070619 Second Amendment to CCR
View Document 20070426 Amended and Restated CCR
View Document 20070328 Amended and Restated CCR

Listing Office: Beachy Beach Real Estate

Last Updated: November - 05 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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