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Diane Waschenko, Coldwell Banker Realty Agent

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  • 914 447-5847

646 Emerald Lane, Fort Walton Beach, FL 32547 (MLS# 987495)


$272,900
646 Emerald Lane
Fort Walton Beach, FL 32547
MLS# 987495
Status: Sold
3 beds  |  2 baths  |  1246 sqft


front
  1 / 35  
front front living room e20 e18 e17 e16 e15 e3 e4 e5 e6 e7 e8 master bedroom master bedroom e11 e12 e13 e14 e21 e22 e23 bedroom2 e25 e26 bedroom1 loft loft e30 e31 e32 e33 e34 e2

Property Description
CLOSING COST PAID BY SELLER! Beautifully Updated & Move-In Ready Home in Emerald Gardens! This stunning 3-bedroom, 2-bath home has been thoughtfully updated and is truly move-in ready! Step inside to find fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and luxury vinyl plank flooring in the primary suite. The kitchen shines with granite countertops, a stylish glass block backsplash, and updated light fixtures that add a modern touch throughout the home. The open-concept living area features wide plank wood laminate flooring and vaulted ceilings, creating a spacious and welcoming atmosphere. The main-floor primary suite offers a walk-in closet, access to a private fenced patio, and a beautifully updated ensuite wit

Details
Maps
Status Change Info
Sold Price/SqFt: 219.02
Status: Sold
Under Contract Date: 2026-01-29
Sold Date: 2026-03-09
Sold Price: $272,900
Contract Info
Listing Board: Navarre
List Price/SqFt: 219.02
List Date: 2025-10-14
Current Price: $272,900
List Price: $272,900
Location, Tax and Legal
Sub Area: 1207 - Wright
Elementary School: Longwood
Middle School: Pryor
High School: Choctawhatchee
Legal Description: EMERALD GARDENS PART OF LOTS 32 & 33 DES AS: COM SW COR LOT 36 N 82.62FT TO POB N 23.1FT E 59.28FT TO R/W SELY ALG R/W 23.41FT W 63.05FT TO POB AND 7FT OF COMMON AREA WEST THEREOF AS OF 1650-803
General Property Info
Sub-Type: Attached Single Unit
Design: Townhome
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 1246
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 2
Year Built: 1991
Acreage: 0.04
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 184
Annual Assessment Amount: 2208
Assessment Paid: Monthly
New Buyer Fee: No
Last Taxes: 2525.82
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: CLOSING COST PAID BY SELLER! Beautifully Updated & Move-In Ready Home in Emerald Gardens! This stunning 3-bedroom, 2-bath home has been thoughtfully updated and is truly move-in ready! Step inside to find fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and luxury vinyl plank flooring in the primary suite. The kitchen shines with granite countertops, a stylish glass block backsplash, and updated light fixtures that add a modern touch throughout the home. The open-concept living area features wide plank wood laminate flooring and vaulted ceilings, creating a spacious and welcoming atmosphere. The main-floor primary suite offers a walk-in closet, access to a private fenced patio, and a beautifully updated ensuite wit
Sale Type
Accept Backup Offers: 1
Construction Status
Construction Complete: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
Project Facilities
Pool: 1
Construction/Siding
Roof Dimensional Shg: 1
Siding Vinyl: 1
Trim Vinyl: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Privacy: 1
Patio Open: 1
Interior
Ceiling Cathedral: 1
Floor Tile: 1
Floor Vinyl: 1
Skylight(s): 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Dishwasher: 1
Microwave: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Loft: 1
Master Bedroom: 1
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 646
Street Name: Emerald
Street Suffix: Lane
State: FL
Zip Code: 32547
County: Okaloosa
Project Name/Subdivision: EMERALD GARDENS
Parcel ID: 33-1S-24-1018-0000-0330
Property Features
Sale Type: Accept Backup Offers
Construction Status: Construction Complete
Zoning: Resid Single Family
Project Facilities: Pool
Exterior: Fenced Privacy; Patio Open
Interior: Ceiling Cathedral; Floor Tile; Floor Vinyl; Skylight(s)
Appliances: Dishwasher; Microwave; Range Hood; Refrigerator W/IceMk; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: Second
Kitchen: First
Living Room: First
Rooms: Bedroom; Kitchen; Living Room; Loft; Master Bedroom
Financing: Conventional; FHA; VA
Supplements
you'll find another bedroom, an open loft area, and a full bath  perfect for guests or a home office. Washer and dryer convey with the sale for added convenience. Located in the highly sought-after Emerald Gardens community, homeowners enjoy a low-maintenance lifestyle with HOA coverage for front yard care, common areas, the community pool, roof, pest control, pressure washing, and exterior paint. Boat and RV parking are available on a first-come, first-served basis, and the sparkling community pool is just a short walk from your front door. Ideally situated in the heart of Fort Walton Beach, this home offers easy access to shopping, dining, the beautiful Emerald Coast beaches, and both Eglin and Hurlburt Field military bases.
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst20 x 1120.0011.0020 x 11
KitchenFirst10 x 910.009.0010 x 9
Master BedroomFirst16 x 1216.0012.0016 x 12
LoftSecond12 x 1012.0010.0012 x 10
BedroomSecond12 x 812.008.0012 x 8

Listing Office: LPT Realty

Last Updated: March - 12 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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