6545 Fern Street, Navarre, FL 32566

$320,000

6545 Fern Street
Navarre, FL 32566
MLS# 997197
Status: Sold
3 beds | 2 baths | 1367 sqft

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Kitchen features granite counters and stainless steel appliances

Property Description
Move-in ready and full of charm! This adorable 3-bedroom, 2-bath home offers 1,367 square feet of comfortable living space in the desirable Holley By The Sea subdivision. Situated on a spacious .46-acre lot, the property features new sod, a fully fenced backyard, a cozy fire pit area, and a powered yard building--perfect for storage or hobbies. Inside, you'll find a functional split floor plan with tile flooring in the wet areas and newer carpet throughout the main living spaces and bedrooms. The kitchen and bathrooms are nicely appointed with granite countertops, and the home includes a washer and dryer for added convenience. Major updates provide peace of mind, including a roof replaced in 2017 and an HVAC system and water heater replaced in 2018.

Details

Maps

Documents

Status Change Info

Sold Price/SqFt: 234.09

Status: Sold

Under Contract Date: 2026-03-17

Sold Date: 2026-04-17

Sold Price: $320,000

Contract Info

Listing Board: Navarre

List Price/SqFt: 234.09

List Date: 2026-03-06

Current Price: $320,000

List Price: $320,000

Location, Tax and Legal

Sub Area: 1105 - West Navarre

Elementary School: Eastbay K-8

Middle School: Eastbay K-8

High School: Navarre

Legal Description: Lot 12, Block 76, Holley By The Sea, according to the plat thereof, recorded in Plat Book B, Page 155, of the Public Records of Santa Rosa County, Florida.

General Property Info

Sub-Type: Detached Single Family

Design: Florida Cottage

SqFt Source: County PA Records

Immediate Occupancy: Yes

Garage: Yes

Carport: No

Driveway Spaces: 4

Pool: Yes

Pool Type: Community

Apx SqFt(Htd/Cooled): 1367

Bedrooms: 3

Full Baths: 2

Total Bathrooms: 2

# Stories: 1

Year Built: 1997

Garage Spaces: 2

Acreage: 0.46

Listing Info, Tax & Legal

Who Paid Doc Stamps: Seller

Who Paid Title: Seller

Homestead: Yes

Is Subject Leased: No

Assessment Fees: Yes

Assessment Amount: 595

Annual Assessment Amount: 595

Assessment Paid: Annually

New Buyer Fee: No

Last Taxes: 2585.67

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

Remarks & Misc

Remarks: Move-in ready and full of charm! This adorable 3-bedroom, 2-bath home offers 1,367 square feet of comfortable living space in the desirable Holley By The Sea subdivision. Situated on a spacious .46-acre lot, the property features new sod, a fully fenced backyard, a cozy fire pit area, and a powered yard building--perfect for storage or hobbies. Inside, you'll find a functional split floor plan with tile flooring in the wet areas and newer carpet throughout the main living spaces and bedrooms. The kitchen and bathrooms are nicely appointed with granite countertops, and the home includes a washer and dryer for added convenience. Major updates provide peace of mind, including a roof replaced in 2017 and an HVAC system and water heater replaced in 2018.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

County Road: 1

Lot Features

Covenants: 1

Restrictions: 1

Survey Available: 1

Project Facilities

BBQ Pit/Grill: 1

Beach: 1

Boat Launch: 1

Community Room: 1

Deed Access: 1

Dock: 1

Exercise Room: 1

Fishing: 1

Game Room: 1

Golf: 1

Pavillion/Gazebo: 1

Picnic Area: 1

Playground: 1

Pool: 1

Sauna/Steam Room: 1

Tennis: 1

Waterfront: 1

Whirlpool: 1

Construction/Siding

Roof Dimensional Shg: 1

Siding Vinyl: 1

Slab: 1

Utilities

Electric: 1

Public Water: 1

Septic Tank: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Back Yard: 1

Lawn Pump: 1

Patio Open: 1

Porch: 1

Sprinkler System: 1

Yard Building: 1

Interior

Ceiling Cathedral: 1

Floor Laminate: 1

Floor Tile: 1

Pantry: 1

Pull Down Stairs: 1

Split Bedroom: 1

Financing

Conventional: 1

FHA: 1

VA: 1

Appliances

Auto Garage Door Opn: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Refrigerator: 1

Refrigerator W/IceMk: 1

Smoke Detector: 1

Stove/Oven Electric: 1

Warranty Provided: 1

Washer: 1

Energy

AC - Central Elect: 1

Double Pane Windows: 1

Heat Cntrl Electric: 1

Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Tile: 1

MBed Carpeted: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1

Living Room

First: 1

Rooms

Bedroom: 1

Dining Area: 1

Living Room: 1

Master Bedroom: 1

Fees Include

Land Recreation: 1

Management: 1

Recreational Faclty: 1

Location Tax and Legal

Area: 11 - Navarre/Gulf Breeze

Street #: 6545

Street Name: Fern

Street Suffix: Street

State: FL

Zip Code: 32566

County: Santa Rosa

Project Name/Subdivision: HOLLEY BY THE SEA

Parcel ID: 18-2S-26-1920-07600-0120

Property Features

Construction Status: Construction Complete

Lot Features: Covenants; Restrictions; Survey Available

Zoning: Resid Single Family

Parking Features: Garage Attached

Project Facilities: BBQ Pit/Grill; Beach; Boat Launch; Community Room; Deed Access; Dock; Exercise Room; Fishing; Game Room; Golf; Pavillion/Gazebo; Picnic Area; Playground; Pool; Sauna/Steam Room; Tennis; Waterfront; Whirlpool

Exterior: Fenced Back Yard; Lawn Pump; Patio Open; Porch; Sprinkler System; Yard Building

Interior: Ceiling Cathedral; Floor Laminate; Floor Tile; Pantry; Pull Down Stairs; Split Bedroom

Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Dryer; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Warranty Provided; Washer

Utilities: Electric; Public Water; Septic Tank

Energy: AC - Central Elect; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect

Master Bedroom: First

Bedroom: First

Living Room: First

Rooms: Bedroom; Dining Area; Living Room; Master Bedroom

Financing: Conventional; FHA; VA

Fees Include: Land Recreation; Management; Recreational Faclty

Supplements

A garage screen allows you to enjoy the Florida breeze while keeping pests out. Conveniently located just 0.3 miles from East Bay K-8 School, 9.8 miles from the beautiful white sands of Navarre Beach, 18 miles to Hurlburt Field, 31 miles to NAS Pensacola, and 37 miles to Whiting Field, this home offers both comfort and accessibility to local bases, beaches, and everyday amenities. Residents of Holley by the Sea Improvement Association enjoy an extensive amenity center featuring 8 clay tennis courts, a Beach House event hall, RV and tent campground (10 RV sites and 6 tent sites), lap pool, family pool, baby pool, full weight room and cardio center, volleyball court, basketball court, ball field, and a youth department offering before and after school care and summer camp programs. Don't miss the opportunity to own this charming home on nearly half an acre and enjoy the relaxed Florida lifestyle in a sought-after community.

Room Information

Room Name	Level	Dimensions	Length	Width	Dimensions
Master Bedroom	First	15.1 x 15.1	15.10	15.10	15.1 x 15.1
Bedroom	First	10.9 x 11.8	10.90	11.80	10.9 x 11.8
Bedroom	First	10.8 x 13.5	10.80	13.50	10.8 x 13.5
Dining Area	First	9 x 8.2	9.00	8.20	9 x 8.2
Living Room	First	14 x 18	14.00	18.00	14 x 18

Listing Office: COLDWELL BANKER REALTY

Last Updated: April - 17 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.