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Diane Waschenko, Coldwell Banker Realty Agent

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  • 914 447-5847

6643 Water Street, Navarre, FL 32566 (MLS# 988247)


$428,000
6643 Water Street
Navarre, FL 32566
MLS# 988247
Status: Sold
6 beds  |  4 baths  |  2624 sqft


IMG_7719
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IMG_7719 6645 6645 6645 living room 6645 half bath master bedroom master bath IMG_3269 IMG_3270 IMG_3271 IMG_3276 IMG_3272 IMG_3262 IMG_3263 6643 6643 IMG_3284 7452578757189246418 9109557595224081435 IMG_3280

Property Description
Excellent opportunity for investors or owner occupants. Live in one unit and have the income from the other unit pay your mortgage or create your own family compound. This duplex features 2 units, each measure over 1200 sq ft. 3bedroom/2 bath with an open patio, fenced back yard with separate driveways and garages Currently occupied but seller may terminate leases with a 30 day notice. Newer upgrades include 2021 roof, 2024 & 2020 HVAC's. Holley By-The-Sea HOA offers access to the multi-million dollar recreational and clubhouse facility that includes: pools, sauna and steam room, gym, tennis and pickleball courts, & community room.

Details
Maps
Documents
Status Change Info
Sold Price/SqFt: 163.11
Status: Sold
Under Contract Date: 2026-02-20
Sold Date: 2026-04-01
Sold Price: $428,000
Contract Info
Listing Board: Navarre
List Price/SqFt: 171.11
List Date: 2025-10-24
Current Price: $428,000
List Price: $449,000
Location, Tax and Legal
Sub Area: 1105 - West Navarre
Elementary School: West Navarre
Middle School: Woodlawn Beach
High School: Navarre
Legal Description: HOLLEY BY THE SEA 1ST CORR & AMEND LOT 7 BLK 2 AS DES IN OR 4424 PG 2051
General Property Info
Sub-Type: Attached Single Unit
Design: Duplex
SqFt Source: Appraiser
Garage: Yes
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 2624
Bedrooms: 6
Full Baths: 4
Total Bathrooms: 4
# Stories: 2
Year Built: 2004
Acreage: 0.47
Listing Info, Tax & Legal
Who Paid Doc Stamps: Seller
Who Paid Title: Buyer
Homestead: No
Is Subject Leased: Yes
Assessment Fees: Yes
Rent/Mo: 3150
Assessment Amount: 565
Lease Expiration Dt: 2026-06-30
Annual Assessment Amount: 565
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 255
New Buyer Fee Paid: $
Last Taxes: 4176.61
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Excellent opportunity for investors or owner occupants. Live in one unit and have the income from the other unit pay your mortgage or create your own family compound. This duplex features 2 units, each measure over 1200 sq ft. 3bedroom/2 bath with an open patio, fenced back yard with separate driveways and garages Currently occupied but seller may terminate leases with a 30 day notice. Newer upgrades include 2021 roof, 2024 & 2020 HVAC's. Holley By-The-Sea HOA offers access to the multi-million dollar recreational and clubhouse facility that includes: pools, sauna and steam room, gym, tennis and pickleball courts, & community room.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Lot/Parcel Access
County Road: 1
Project Facilities
BBQ Pit/Grill: 1
Beach: 1
Deed Access: 1
Exercise Room: 1
Fishing: 1
Pavillion/Gazebo: 1
Pickle Ball: 1
Picnic Area: 1
Playground: 1
Pool: 1
Sauna/Steam Room: 1
Tennis: 1
Waterfront: 1
Construction/Siding
Frame: 1
Roof Dimensional Shg: 1
Siding Vinyl: 1
Trim Vinyl: 1
Utilities
Public Water: 1
Septic Tank: 1
Zoning
Resid Multi-Family: 1
Exterior
Fenced Back Yard: 1
Lawn Pump: 1
Patio Open: 1
Sprinkler System: 1
Interior
Floor Vinyl: 1
Floor WW Carpet: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Microwave: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBed First Floor: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Kitchen
First: 1
Living Room
First: 1
Full Bathroom
Second: 1
Rooms
Bedroom: 1
Dining Area: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Land Recreation: 1
Master Association: 1
Recreational Faclty: 1
Existing Leases
7 - 12 Months: 1
Location Tax and Legal
Area: 11 - Navarre/Gulf Breeze
Street #: 6643
Street Name: Water
Street Suffix: Street
State: FL
Zip Code: 32566
County: Santa Rosa
Project Name/Subdivision: HOLLEY BY THE SEA
Parcel ID: 18-2S-26-1920-00200-0070
Property Features
Construction Status: Construction Complete
Zoning: Resid Multi-Family
Parking Features: Garage Attached
Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Exercise Room; Fishing; Pavillion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Sauna/Steam Room; Tennis; Waterfront
Exterior: Fenced Back Yard; Lawn Pump; Patio Open; Sprinkler System
Interior: Floor Vinyl; Floor WW Carpet; Split Bedroom; Washer/Dryer Hookup; Window Treatment All
Appliances: Auto Garage Door Opn; Dishwasher; Microwave; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric
Utilities: Public Water; Septic Tank
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: Second
Kitchen: First
Living Room: First
Full Bathroom: Second
Rooms: Bedroom; Dining Area; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA
Fees Include: Accounting; Land Recreation; Master Association; Recreational Faclty
Existing Leases: 7 - 12 Months
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst18 x 1218.0012.0018 x 12
Dining AreaFirst12.5 x 912.509.0012.5 x 9
KitchenFirst10 x 9.510.009.5010 x 9.5
Master BedroomFirst13 x 1213.0012.0013 x 12
Master BathroomFirst12.5 x 612.506.0012.5 x 6
BedroomSecond13.5 x 10.513.5010.5013.5 x 10.5
BedroomSecond12 x 10.512.0010.5012 x 10.5
Full BathroomSecond9 x 69.006.009 x 6
Listing Documents
View Document Sellers Disclosures
View Document Flood Disclosure
View Document Holley by the Sea Amenities
View Document HOA Documents
View Document HOA Rules

Listing Office: Pullum Real Estate Group

Last Updated: April - 01 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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