$245,000
Holt, FL 32564
MLS# 981093
Status: Sold
3 beds | 2 baths | 1400 sqft
1 / 42
Property Description
2.5 assumable intrest rate, Charming Country Cottage Tucked away on 2.35 peaceful acres, 3-bedroom, 2-bath cottage offers the perfect mix of privacy and convenience in the hidden gem of Holt, Inside a warm, welcoming layout with a separate dining area, breakfast bar, mst bath garden tub with separate shower, laundry rm, Hugh back porch that is the length of the house, $250 yr to maint rd, seller may provide a 2-1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Amy Harvell of CrossCountry Mortgage to have offer accepted however must use Amy Harvell to receive the buydown contribution. NMLS1752706
Details
Maps
Status Change Info
Sold Price/SqFt: 175
Status: Sold
Under Contract Date: 2025-11-08
Sold Date: 2025-12-31
Sold Price: $245,000
Contract Info
Listing Board: Navarre
List Price/SqFt: 184.14
List Date: 2025-07-16
Current Price: $245,000
List Price: $257,800
Location, Tax and Legal
Sub Area: 2510 - Holt/Baker
Elementary School: Baker
Middle School: Baker
High School: Baker
Legal Description: COM NW COR OF SW1/4 OF NW1/4 S40 FT E714.73 FT
General Property Info
Sub-Type: Detached Single Family
Design: Cabin
SqFt Source: Appraiser
Immediate Occupancy: Yes
Garage: No
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1400
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2002
Acreage: 2.34
Listing Info, Tax & Legal
Who Paid Doc Stamps: Seller
Who Paid Title: Seller
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 250
Annual Assessment Amount: 250
Assessment Paid: Annually
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: 2.5 assumable intrest rate, Charming Country Cottage Tucked away on 2.35 peaceful acres, 3-bedroom, 2-bath cottage offers the perfect mix of privacy and convenience in the hidden gem of Holt, Inside a warm, welcoming layout with a separate dining area, breakfast bar, mst bath garden tub with separate shower, laundry rm, Hugh back porch that is the length of the house, $250 yr to maint rd, seller may provide a 2-1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Amy Harvell of CrossCountry Mortgage to have offer accepted however must use Amy Harvell to receive the buydown contribution. NMLS1752706
Construction Status
Construction Complete: 1
Farm Info
Mineral Rights - All: 1
Timber: 1
Wooded: 1
Lot/Parcel Access
Graded/Maintained: 1
Gravel/Oyster Shell: 1
See Remarks: 1
Lot Features
Dead End: 1
Survey Available: 1
Wooded: 1
Construction/Siding
Frame: 1
Roof Dimensional Shg: 1
Siding Vinyl: 1
Slab: 1
Utilities
Electric: 1
Public Water: 1
Septic Tank: 1
Zoning
County: 1
Resid Single Family: 1
See Remarks: 1
Exterior
Patio Covered: 1
Porch: 1
Interior
Breakfast Bar: 1
Ceiling Vaulted: 1
Floor Tile: 1
Floor Vinyl: 1
Owner's Closet: 1
Pantry: 1
Renovated: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Financing
Bond Money Available: 1
Conventional: 1
FHA: 1
RHS: 1
VA: 1
Appliances
Dishwasher: 1
Fire Alarm/Sprinkler: 1
Range Hood: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Ridge Vent: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Great Room: 1
Kitchen: 1
Master Bathroom: 1
Master Bedroom: 1
Fees Include
Repairs/Maintenance: 1
Location Tax and Legal
Area: 25 - Crestview Area
Street #: 905
Street Name: Hiawatha
Street Suffix: Street
State: FL
Zip Code: 32564
County: Okaloosa
Project Name/Subdivision: INDIAN SPRINGS
Parcel ID: 12-2N-25-0000-0004-0030
Property Features
Construction Status: Construction Complete
Farm Info: Mineral Rights - All; Timber; Wooded
Lot Features: Dead End; Survey Available; Wooded
Zoning: County; Resid Single Family; See Remarks
Exterior: Patio Covered; Porch
Interior: Breakfast Bar; Ceiling Vaulted; Floor Tile; Floor Vinyl; Owner's Closet; Pantry; Renovated; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some
Appliances: Dishwasher; Fire Alarm/Sprinkler; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Public Water; Septic Tank
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Ridge Vent; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Rooms: Bedroom; Dining Room; Great Room; Kitchen; Master Bathroom; Master Bedroom
Financing: Bond Money Available; Conventional; FHA; RHS; VA
Fees Include: Repairs/Maintenance
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Great Room | First | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Dining Room | First | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
| Kitchen | First | 12 x 8 | 12.00 | 8.00 | 12 x 8 |
| Master Bedroom | First | 15 x 14 | 15.00 | 14.00 | 15 x 14 |
| Master Bathroom | First | 10 x 8 | 10.00 | 8.00 | 10 x 8 |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
Listing Office: Re/Max Horizons Realty
Last Updated: January - 11 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.