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Diane Waschenko, Coldwell Banker Realty Agent

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  • 914 447-5847

927 Lajolla Lane, Mary Esther, FL 32569 (MLS# 1007788)


$315,000
927 Lajolla Lane
Mary Esther, FL 32569
MLS# 1007788
Status: Pending
3 beds  |  2 baths  |  1600 sqft


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Property Description
ASSUMABLE VA LOAN AT 2.75% -- one-story 3-bedroom, 2-bathroom home, 1,600 square feet, in Mash Harbor, a waterfront community with a private community dock in Mary Esther, Florida 32569. Qualified buyers may assume the existing VA loan at a 2.75% interest rate, approximately $1,750 per month. Built in 2004 and renovated inside in 2019 with luxury vinyl plank flooring, granite countertops, stainless steel appliances, white cabinetry, and a large kitchen island with breakfast bar seating. Split open floor plan with high ceilings. Primary bedroom with en suite bath and double vanity; two additional bedrooms share a full hall bath. New vanities, toilets, hardware, and fixtures in 2019. A front bonus room works as a home office, flex space, or formal dining room. HVAC 2025, roof 2022, public water and public sewer. Low-maintenance yard with a rear deck overlooking a wooded preserve -- less upkeep, more time on the water. Mash Harbor is a quiet, no-through-traffic neighborhood with a community dock, beach area, and a lake at the center along the walk down to the dock. Approximately 9 minutes to Hurlburt Field, 26 minutes to Eglin AFB, 17 minutes to the beach, 10 minutes to shopping and restaurants, and 27 minutes to Destin-Fort Walton Beach Airport (VPS). Move-in ready -- a strong fit for a first-time buyer, a VA-eligible buyer, or an investor. Turnkey single-story living in Mash Harbor, Mary Esther, Florida. Friendly pet notice: A cat and dog live in the home, for showings.

Details
Maps
General Property Info
userdefined76: 4
Sub-Type: Detached Single Family
Design: Patio Home
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1600
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2004
Garage Spaces: 2
Acreage: 0.11
Contract Info
Listing Board: Navarre
List Price/SqFt: 196.88
List Date: 2026-07-16
Current Price: $315,000
List Price: $315,000
Location, Tax and Legal
Sub Area: 1212 - Mary Esther/West of Hurlburt
Elementary School: Florosa
Middle School: Bruner
High School: Fort Walton Beach
Legal Description: Marsh Harbor Blk E Lot 7
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1312
Annual Assessment Amount: 1312
Assessment Paid: Annually
New Buyer Fee: No
Last Taxes: 2935.36
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: ASSUMABLE VA LOAN AT 2.75% -- one-story 3-bedroom, 2-bathroom home, 1,600 square feet, in Mash Harbor, a waterfront community with a private community dock in Mary Esther, Florida 32569. Qualified buyers may assume the existing VA loan at a 2.75% interest rate, approximately $1,750 per month. Built in 2004 and renovated inside in 2019 with luxury vinyl plank flooring, granite countertops, stainless steel appliances, white cabinetry, and a large kitchen island with breakfast bar seating. Split open floor plan with high ceilings. Primary bedroom with en suite bath and double vanity; two additional bedrooms share a full hall bath. New vanities, toilets, hardware, and fixtures in 2019. A front bonus room works as a home office, flex space, or formal dining room. HVAC 2025, roof 2022, public water and public sewer. Low-maintenance yard with a rear deck overlooking a wooded preserve -- less upkeep, more time on the water. Mash Harbor is a quiet, no-through-traffic neighborhood with a community dock, beach area, and a lake at the center along the walk down to the dock. Approximately 9 minutes to Hurlburt Field, 26 minutes to Eglin AFB, 17 minutes to the beach, 10 minutes to shopping and restaurants, and 27 minutes to Destin-Fort Walton Beach Airport (VPS). Move-in ready -- a strong fit for a first-time buyer, a VA-eligible buyer, or an investor. Turnkey single-story living in Mash Harbor, Mary Esther, Florida. Friendly pet notice: A cat and dog live in the home, for showings.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Lot/Parcel Access
City Road: 1
Lot Features
Covenants: 1
Interior: 1
Restrictions: 1
Within 1/2 Mile to Water: 1
Project Facilities
Beach: 1
Deed Access: 1
Dock: 1
Construction/Siding
Brick: 1
Roof Composite Shngl: 1
Siding Vinyl: 1
Slab: 1
Utilities
Electric: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Deck Open: 1
Lawn Pump: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Ceiling Cathedral: 1
Floor Laminate: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Woodwork Painted: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Oven Self Cleaning: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Ridge Vent: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Great Room: 1
Kitchen: 1
Master Bathroom: 1
Master Bedroom: 1
Fees Include
Recreational Faclty: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-09-03
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 927
Street Name: Lajolla
Street Suffix: Lane
State: FL
Zip Code: 32569
County: Okaloosa
Project Name/Subdivision: MARSH HARBOR
Parcel ID: 15-2S-25-1000-000E-0070
Property Features
Construction Status: Construction Complete
Lot Features: Covenants; Interior; Restrictions; Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Garage Attached
Project Facilities: Beach; Deed Access; Dock
Exterior: Deck Open; Lawn Pump; Sprinkler System
Interior: Breakfast Bar; Ceiling Cathedral; Floor Laminate; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Oven Self Cleaning; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Ridge Vent; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Rooms: Bedroom; Dining Room; Great Room; Kitchen; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA
Fees Include: Recreational Faclty
Room Information
Room Name Level Dimensions Length Width Remarks Dimensions
Dining RoomFirst16 x 1116.0011.00Formal16 x 11
Great RoomFirst18 x 1418.0014.0018 x 14
KitchenFirst13 x 1213.0012.0013 x 12
Master BedroomFirst18 x 1218.0012.0018 x 12
BedroomFirst13 x 1113.0011.0013 x 11
Master BathroomFirst11.5 x 1111.5011.0011.5 x 11

Listing Office: Expansion Realty

Last Updated: September - 10 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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Diane Waschenko, Realtor®
Coldwell Banker Realty
Phone: 914.447.5847
Email: diane.waschenko@cbrealty.com
                    

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IDX MLS IDX Listing Disclosure © 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Diane Waschenko, Realtor®, Coldwell Banker Realty.
Call or text 914.447.5847 for more information
email: diane.waschenko@cbrealty.com
 
 
Coldwell Banker Realty | 8871 Navarre Pkwy. Navarre, FL 32566 |Cell Phone: (914) 447-5847
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of the company.
© 2024 Coldwell Banker Realty LLC. All Rights Reserved. Coldwell Banker Realty LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC.
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
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